Mortgage Loan Advisor

Job Summary:Mortgage Loan Advisor

In charge of promoting and selling Truist Mortgage Loan products while adhering to bank policies, with a focus on increasing sales. Supports referrals to supplementary bank services and insurance products, delivering high-caliber client guidance and assistance.

Important duties and functions

• Establish and execute strong mortgage marketing initiatives and business growth plans to achieve or surpass production goals.
• Stay well-informed about the mortgage strategies, policies, procedures, and secondary market investor guidelines prescribed by Truist.
• Follow Truist policies and procedures rigorously, integrating compliance with both state and federal regulations.
• Delivering valuable mortgage guidance after thoroughly understanding the client's needs and highlighting the benefits of Truist Mortgage products.
• Maintain the ongoing practice of facilitating connections between mortgage clients and additional banking services following Truist's referral process.
• Assist with verifying the documentation follow-up for mortgage loans pertaining to clients, attorneys, or property appraisers as necessary during quality checks or post-closing validation.

Qualifications

• Prior experience of at least one year in banking or lending is essential, along with a basic familiarity with residential property classifications.
• Proficient in organization, with a strong command of written and verbal communication.
• Demonstrates solid interpersonal skills and effective negotiation acumen.
• Proficient handling of pertinent digital applications.
• Within a 30-day window, individuals must ensure they fulfill the requirements of the SAFE Mortgage Licensing Act, which include obtaining NMLS registration and undergoing a background check.

Preferred Qualifications

• Suitable qualifications for this role encompass a bachelor's degree in Business, Marketing, Accounting, or a related subject, or an equivalent background in financial sales.
• With a history of more than two years in residential mortgage lending, possessing a deep understanding of the local market landscape and regulatory requirements.
• Documented accomplishments in sales performance and prior experience in leadership capacities.

Equal Opportunity Statement

Truist takes a firm stance against discrimination in the workplace, affirming that all individuals deserve fair treatment and opportunities irrespective of their race, gender, color, religion, nationality, age, sexual orientation, gender identity, disability, veteran status, or any other protected status under the law. Truist enforces a zero-tolerance policy for drug use in the workplace to ensure a professional and secure environment for all employees.